6 Convenient Locations

Find the locations nearest to you for one-on-one service to find out what you qualify for.

New or Previously Owned Merchandise

We have an inventory of new and previously owned merchandise and automobiles. Browse our categories for more information.

Online Application

Along with our locations, we have an online application process to get you approved without needing to leave the comfort of your home.

Contact Us

Contact us for more information on the application process or with any general questions you may have.

Personal Financing

Over 30 years of lending experience.

Southern Loans is a consumer finance company licensed by the North Carolina Banking Commission. Established in 1988, Southern Loans specializes in personal loans from $500 to $15,000 and automobile purchase loans up to $15,000.

At Southern Loans, you will be treated with the respect you deserve. For prompt, professional service, just call one of our six locations today.

Don’t let past credit problems worry you. Southern Loans works with each customer’s personal situation and circumstances. Our professional and courteous loan officers will find the best possible loan or debt consolidation solution to meet your needs.

At Southern Loans, we look for a way to make you a loan. While many lenders rely on computer credit scores and out-of-state decision makers, Southern Loans believes in providing a personal experience with local decisions and local services.

What We Finance

Southern Loans will also finance the purchase of:

  • Furniture
  • Motorcycles
  • Recreational Vehicles
  • Appliances
  • Garden Equipment
  • And many other items



Hands on Banking


Annual Credit Report